{"id":162,"date":"2019-03-10T19:40:59","date_gmt":"2019-03-10T19:40:59","guid":{"rendered":"https:\/\/www.lifetime.dental\/blog\/?p=162"},"modified":"2019-03-29T19:44:09","modified_gmt":"2019-03-29T19:44:09","slug":"dentist-agawam-5","status":"publish","type":"post","link":"https:\/\/www.lifetime.dental\/blog\/2019\/03\/10\/dentist-agawam-5\/","title":{"rendered":"Do You Need Dental Insurance? Your Dentist in Agawam Explains"},"content":{"rendered":"<p><img loading=\"lazy\" decoding=\"async\" class=\"alignright size-medium wp-image-163\" src=\"https:\/\/www.lifetime.dental\/blog\/wp-content\/uploads\/2019\/03\/AdobeStock_94425459__1541014091_40195-300x200.jpg\" alt=\"Dental insurance paper\" width=\"300\" height=\"200\" srcset=\"https:\/\/www.lifetime.dental\/blog\/wp-content\/uploads\/2019\/03\/AdobeStock_94425459__1541014091_40195-300x200.jpg 300w, https:\/\/www.lifetime.dental\/blog\/wp-content\/uploads\/2019\/03\/AdobeStock_94425459__1541014091_40195-768x512.jpg 768w, https:\/\/www.lifetime.dental\/blog\/wp-content\/uploads\/2019\/03\/AdobeStock_94425459__1541014091_40195.jpg 800w\" sizes=\"(max-width: 300px) 100vw, 300px\" \/>Do you have dental insurance? If you don\u2019t, it may be time to consider getting it. An insurance plan can not only help you save money in the long run, but it will keep your mouth and body healthy as well. Insurance is never a fun subject, which is why many people don\u2019t know how it works and the benefits of having it. Thankfully, your dentist in Agawam can explain the in\u2019s and out\u2019s of a typical insurance plan and the advantages of having one.<\/p>\n<p><!--more--><\/p>\n<h2>How Dental Insurance Works<\/h2>\n<p>The typical dental insurance plan will favor preventive care like regular dental checkups and cleanings, covering them from 80 to 100%. Restorative dental work like fillings are 50 to 80% covered, and orthodontics are typically covered by around 50%. Each month, you pay a premium to your insurance company, which allows for coverage during your dental visits. Every year, you\u2019ll have a maximum of around $1,000. The key is to reach or exceed this maximum before the end of the year to get the most out of your coverage.<\/p>\n<h2>Is Dental Insurance Necessary?<\/h2>\n<p>Some think <a href=\"https:\/\/www.lifetime.dental\/dental-insurance.html\">dental insurance<\/a> is unnecessary, when in reality, it can prevent you from more expensive and extensive procedures down the road. That\u2019s because the preventive visits that they cover give your dentist an opportunity to detect issues while they are still small, saving you from more serious problems in the future. Plus, if you do have a more involved procedure, insurance most times can alleviate at least some of your out-of-pocket costs.<\/p>\n<h2>The Benefits of Dental Insurance<\/h2>\n<p>The biggest benefit that dental insurance provides you is your health. An increasing number of studies are being published that show the relationship between poor oral health and more serious overall health issues. Dental insurance gives you the incentive to use your benefits, keeping your mouth as healthy as possible through out the year. Additionally, dental insurance covers some out-of-pocket costs for restorative treatments when you have decay or damage.<\/p>\n<h2>An Alternative Option<\/h2>\n<p>If you don\u2019t have dental insurance and aren\u2019t interested in it, your dentist in Agawam offers an in-office savings plan to make quality dentistry as affordable as possible. This plan involves one low annual fee, where you\u2019ll receive preventive care and discounts on additional dental services\u2014some that typically aren\u2019t even covered by insurance.<\/p>\n<p>Are you ready to take care of your teeth and save money at the same time? Contact your dentist to get started on quality dentistry.<\/p>\n<h2>Meet the Dentist<\/h2>\n<p>Dr. Frank Michitti is an experienced dentist who takes pride in the care that he provides for his patients. He has spent a lot of time in the dental chair as a child, so he has exceptional compassion for the patients that he treats. He currently practices at Lifetime Dental, and he can be reached through is <a href=\"https:\/\/www.lifetime.dental\/contact-us.html\">website<\/a> or by phone at (413) 786-4400 for any questions that you may have.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Do you have dental insurance? If you don\u2019t, it may be time to consider getting it. An insurance plan can not only help you save money in the long run, but it will keep your mouth and body healthy as well. Insurance is never a fun subject, which is why many people don\u2019t know how [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v24.5 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Should I Get a Dental Insurance Plan? | Lifetime Dental<\/title>\n<meta name=\"description\" content=\"Learn about dental insurance, how it works, and how you can benefit from having an insurance plan from your dentist in Agawam.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.lifetime.dental\/blog\/2019\/03\/10\/dentist-agawam-5\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Should I Get a Dental Insurance Plan? | Lifetime Dental\" \/>\n<meta property=\"og:description\" content=\"Learn about dental insurance, how it works, and how you can benefit from having an insurance plan from your dentist in Agawam.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.lifetime.dental\/blog\/2019\/03\/10\/dentist-agawam-5\/\" \/>\n<meta property=\"og:site_name\" content=\"Lifetime Dental Blog\" \/>\n<meta property=\"article:published_time\" content=\"2019-03-10T19:40:59+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2019-03-29T19:44:09+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.lifetime.dental\/blog\/wp-content\/uploads\/2019\/03\/AdobeStock_94425459__1541014091_40195-300x200.jpg\" \/>\n<meta name=\"author\" content=\"lifetimedentalteam\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"lifetimedentalteam\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.lifetime.dental\/blog\/2019\/03\/10\/dentist-agawam-5\/\",\"url\":\"https:\/\/www.lifetime.dental\/blog\/2019\/03\/10\/dentist-agawam-5\/\",\"name\":\"Should I Get a Dental Insurance Plan? | Lifetime Dental\",\"isPartOf\":{\"@id\":\"https:\/\/www.lifetime.dental\/blog\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/www.lifetime.dental\/blog\/2019\/03\/10\/dentist-agawam-5\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/www.lifetime.dental\/blog\/2019\/03\/10\/dentist-agawam-5\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.lifetime.dental\/blog\/wp-content\/uploads\/2019\/03\/AdobeStock_94425459__1541014091_40195-300x200.jpg\",\"datePublished\":\"2019-03-10T19:40:59+00:00\",\"dateModified\":\"2019-03-29T19:44:09+00:00\",\"author\":{\"@id\":\"https:\/\/www.lifetime.dental\/blog\/#\/schema\/person\/dfcc466d5a58a2ba9d20d890d877d908\"},\"description\":\"Learn about dental insurance, how it works, and how you can benefit from having an insurance plan from your dentist in Agawam.\",\"breadcrumb\":{\"@id\":\"https:\/\/www.lifetime.dental\/blog\/2019\/03\/10\/dentist-agawam-5\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/www.lifetime.dental\/blog\/2019\/03\/10\/dentist-agawam-5\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.lifetime.dental\/blog\/2019\/03\/10\/dentist-agawam-5\/#primaryimage\",\"url\":\"https:\/\/www.lifetime.dental\/blog\/wp-content\/uploads\/2019\/03\/AdobeStock_94425459__1541014091_40195.jpg\",\"contentUrl\":\"https:\/\/www.lifetime.dental\/blog\/wp-content\/uploads\/2019\/03\/AdobeStock_94425459__1541014091_40195.jpg\",\"width\":800,\"height\":533,\"caption\":\"Dental insurance paper\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/www.lifetime.dental\/blog\/2019\/03\/10\/dentist-agawam-5\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/www.lifetime.dental\/blog\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Do You Need Dental Insurance? 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