{"id":444,"date":"2023-05-04T07:23:00","date_gmt":"2023-05-04T07:23:00","guid":{"rendered":"https:\/\/www.lifetime.dental\/blog\/?p=444"},"modified":"2023-06-21T07:26:21","modified_gmt":"2023-06-21T07:26:21","slug":"making-the-most-out-of-your-dental-insurance-coverage","status":"publish","type":"post","link":"https:\/\/www.lifetime.dental\/blog\/2023\/05\/04\/making-the-most-out-of-your-dental-insurance-coverage\/","title":{"rendered":"Dental Insurance: Making the Most Out of Your Coverage"},"content":{"rendered":"\n
\"a<\/figure><\/div>\n\n\n\n

If you have dental insurance<\/a>, you might sometimes find yourself wondering if your plan is actually worth the extra cost\u2014it might not always feel like you\u2019re getting the most out of your plan. But the bottom line is that it\u2019s worth it to have dental insurance coverage, and it\u2019s also quite easy to make the most out of your available benefits. Here\u2019s a little more information about how dental insurance works and some of the advantages it grants you, along with some advice for ensuring that you\u2019re getting full value out of what your plan has to offer.<\/p>\n\n\n\n\n\n\n\n

A Brief Overview of How Dental Insurance Works<\/h2>\n\n\n\n

Most health insurance plans don\u2019t include coverage for dental care; however, dental insurance plans function similarly to health insurance ones in that you pay a fee in exchange for benefits and coverage relating to a variety of services. Most plans follow a 100-80-50 structure, meaning that preventive care is often fully covered, many basic treatments are roughly 80% covered, and advanced procedures have around half their cost covered. This varies depending on the details of the plan.<\/p>\n\n\n\n

There\u2019s also often a deductible that you must pay before coverage fully kicks in, occasional waiting periods, and annual maximums. But ultimately, these plans ensure that your smile is kept healthy and bright at a lower cost! They make dental care more affordable, and by doing so, help patients avoid costly and severe oral health issues in the future. These plans also mean you\u2019re more likely to receive the care you need!<\/p>\n\n\n\n

Getting the Most Out of Your Dental Insurance Plan<\/h2>\n\n\n\n

Getting the most out of your dental insurance plan starts with visiting your dentist for routine preventive care. Since these visits are often fully covered by insurance plans, they won\u2019t ever feel like they\u2019re breaking the bank. Not to mention, they\u2019re instrumental in the prevention of issues that are expensive to treat. If you haven\u2019t already attended one of your dental visits this year, now is the time to schedule one!<\/p>\n\n\n\n

Many dental insurance companies offer their clients various tools and means for taking control of their dental care and understanding their benefits, such as online portals and smartphone apps. Your dentist and their team are also happy to help you navigate the specifics of your plan so that you can rest assured you\u2019re making the most of your coverage. It\u2019s never too late to take advantage of your benefits\u2014you\u2019re already paying for them, so put that money to good use and have something worth smiling about!<\/p>\n\n\n\n

About the Author<\/h2>\n\n\n\n

Dr. Frank Michitti received his dental doctorate from The Ohio State University College of Dentistry and is a proud member of several professional dental organizations, including holding Mastership status in the Academy of General Dentistry. His practice in Agawam is excited to offer a wide range of preventive, cosmetic, and restorative options that are certain to help you and your loved ones achieve bright and white smiles! If you have any questions about the blog or you\u2019d like to arrange a visit for you or a loved one, feel free to contact the practice online<\/a> or over the phone for additional information. Telephone: (413) 786-4400.<\/strong><\/p>\n","protected":false},"excerpt":{"rendered":"

If you have dental insurance, you might sometimes find yourself wondering if your plan is actually worth the extra cost\u2014it might not always feel like you\u2019re getting the most out of your plan. But the bottom line is that it\u2019s worth it to have dental insurance coverage, and it\u2019s also quite easy to make the […]<\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"yoast_head":"\nMaking The Most Out Of Your Dental Insurance | Lifetime Dental<\/title>\n<meta name=\"description\" content=\"Dental insurance might seem like a costly expense, but it\u2019s also a worthwhile one. 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